Does Home Insurance Cover Duct Repair Services?

Homeowners insurance is designed to protect against accidents and damages that are out of the owner's control. On the other hand, repairs related to regular use or avoidable accidents must be taken care of by the homeowner. For instance, if your washing machine has a slow leak and you don't fix it, you'll have to pay out of pocket for any damage caused by mold to the floor, walls, and air ducts.At Cinch Home Services, you can get great warranty coverage as well as top-notch customer service and cutting-edge technology. This coverage works as a supplement to your home insurance and is meant to provide you with peace of mind that your appliances and major system repairs will be covered by the reduced cost of a service fee.

Even if your home warranty doesn't cover ducts, they still need to be inspected by yourself or a professional. Any of the problems mentioned above or anything that seems abnormal in the duct network may require a service call to evaluate and repair the duct network. Not only will you be fully informed about your home warranty coverage, but you'll also know if your household items need a quote for repair. With a good home warranty plan offered by an accredited home warranty company, you can be sure that the air conditioner, ducts, heat pump, heating system, or any other component of your home system will be covered by the repair warranty for a small service price. Without regular maintenance, ducts can accumulate dust, hair, and mold and introduce deadly spores and allergens into the home or even pose a fire hazard.

Lack of air circulation can also be an issue; the ducts should distribute air evenly throughout the house, so if you notice that no air is coming out of them, it may be time to investigate and call for technical service to have them repaired. Regular maintenance of the air conditioning unit, water heater, heating system, and ducts can prevent premature breakdowns by alerting you to any problems that arise. While it's important to inspect ducts regularly, they are generally considered separate when it comes to maintenance and repair tasks. Duct cleaning can cost thousands of dollars, and many homeowners wonder if their property insurance could cover part of the expenses. However, if you think you have duct problems, American Home Shield can help you set up an appointment with the right type of service technician and recommend a plan to make you comfortable again. With a home warranty policy, your ducts should be covered; so the first thing you should do is call the company you have the policy with and submit a service request.

Ericka Neubaum
Ericka Neubaum

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